The Exciting News: California’s Fertility Coverage Law is Here!

We’re thrilled to share that California Senate Bill 729 (SB 729) officially took effect on January 1, 2026 

This landmark law brings fertility coverage, including IVF, to millions of Californians. This guide will help you understand when YOUR coverage begins, what’s covered, and how to access your new benefits.


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We’ll help you: Connect with reputable surrogacy agencies, understand the complete process and costs, and maximize any available coverage.

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Remember: The law is now in effect, and coverage is rolling out. Don’t wait to start the conversation about your fertility journey!


Information current as of January 2026. SB 729 took effect January 1, 2026. Coverage details may vary by insurance carrier and plan. We recommend verifying benefits directly with your insurance provider and employer. Some implementation details are still being finalized by regulators and will be updated throughout 2026.This is an exciting new chapter for fertility care in California – and we can’t wait to help you write your family’s story!

Your dreams of building a family deserve support. We’re honored to be part of your journey!